a2vm — the world's first agentic VM

AI-First

Appraisals

Digital lending moves fast — now valuations do too.

Audit-ready valuations. Engineered for compliance.

Designed to produce USPAP‑friendly outputs, GSE‑aware QC checks, and immutable workfiles — backed by human validation for complex cases.

USP
USPAP-support
Structured reports & audit‑grade workfiles
QC
GSE-aware QC
Automated checks aligned with agency guidance
HITL
Human gates
Comp Selection & Final Validation for edge cases
For Lenders
Pilot integrations, API SLAs, and QC attestation for portfolio underwriting.
For Appraisers & AMCs
Tools to accelerate report creation, image-driven condition scoring, and audit-ready workfiles.
For Regulators
Methodology transparency, GSE-aligned QC checks, and structured logs available for review.

Pilots available for lenders & AMCs. We mask PII and provide audit samples on request.

Use Cases

Comprehensive AI-powered solutions for every stage of the appraisal lifecycle

Valuation Modernization

The first agentic Valuation Model purpose-built to transform hybrid and desktop appraisal assignments.

a2vm unifies every data source and valuation modality into a single, orchestrated workflow. From raw property data ingestion to appraiser-ready insights, each step is automated, intelligent, and audit-defensible—reducing manual effort while elevating precision.

Computer Vision

Analyzes photos, floor plans, and property imagery with appraiser-grade precision.

Transformers

Processes complex patterns and context, surfacing risk signals with expert-level reasoning.

Machine Learning

Delivers defensible valuations through statistical rigor, continuously learning and adapting with every report.

How it works — three layers of valuation intelligence

A structured pipeline: multi-modal ingestion, expert orchestration, and audit-grade governance.

Layer 1 — Appraisal Data Fabric

Normalize every input — photos, records, inspections, GIS and live MLS — into a unified feature store.

  • ImageVision: automated condition & feature extraction from photos.
  • MarketPulse: live MLS + public-record fusion for market context.
  • RegRecord / InspectionFusion: zoning, tax, and inspection inputs structured for analysis.

Layer 2 — Valuation Intelligence

Sparse Mixture‑of‑Experts (MoE) dynamically assembles specialists and performs agentic tool-calls for evidence.

  • Gating Router: activates the right experts per assignment.
  • Comparables & Valuation Models: statistical, ML, and hedonic methods for defensible value.
  • Agentic tool-calls: real-time MLS and regulatory API pulls on demand.

Layer 3 — Compliance & Human‑in‑the‑Loop

Automated QC, immutable workfiles, and human gates ensure explainability and regulatory alignment.

  • QC Audit: GSE-aware rule checks and scorecards.
  • Explainability Expert: structured workfiles logging each decision and tool-call.
  • HITL Gates: Comp Selection Gate & Final Validation Gate for low-confidence or high-value cases.
Faster
Cheaper
Accurate
Unbiased
Compliant

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